Banco santander hipoteca joven

Hipoteca joven la caixa

Si estás pensando en comprar tu primera vivienda, tienes menos de 36 años y necesitas una financiación de hasta el 95% (sobre el menor de los valores entre el precio de compra y el valor de tasación), y puedes devolverla hasta en 30 años, ¡solicita hoy mismo una Hipoteca Joven en el Banco Santander!

Si tienes menos de 36 años y estás pensando en comprar tu primera vivienda, en Banco Santander podemos ofrecerte una Hipoteca Joven, prestándote más dinero que las hipotecas habituales, que puede ser hasta el 95% del menor de los dos valores de la tasación y el precio de venta, para que tu inversión inicial sea mucho menor.

Sabemos que comprar tu primera vivienda no es una decisión fácil. Por eso, y para que tengas toda la información que necesitas a un solo clic, puedes calcular la cuota mensual de tu hipoteca y los gastos asociados en nuestro simulador.

2. Si la hipoteca se refiere a inmuebles de uso residencial, de acuerdo con la Ley 5/2019, de 15 de marzo, reguladora del crédito inmobiliario, los gastos de constitución de la hipoteca correrán a cargo del Banco Santander en los contratos con personas físicas, excluyendo los gastos de tasación y de simple expediente, que correrán a cargo del cliente.

Santander young mortgage 95

Banco Santander views the coming months with “optimism”. “We believe we can continue to grow our business and translate this business into results,” said Álvarez at the press conference to present the results.

The third quarter accounts resulted in a return on tangible equity (RoTE) of 11.8% (ordinary RoTE, 12.6%), above the cost of capital, and a tangible book value (TNAV) per share of 3.99 euros, after growing 6.5% year-on-year, including dividends.

Santander young mortgage 95

Source: Kelisto.es with data from the websites of the entities as of 11/11/2021. The podium shows the Santander offers with which you can reach 100% or close to that amount. In this case, the offer that would reach that figure would be the young version of Banco Santander’s standard mortgage. Only the offers that can be contracted online from Kelisto.es are shown. *See more information on the calculation of the APR here: https://www.kelisto.es/tae-hipotecas-kelisto. ** Minimum interest subject to the fulfillment of all the linkage requirements offered by each entity.

Beyond all these offers, there are other alternatives to requesting a 100% mortgage from Santander. Specifically, there are several tactics that you can implement whether you seek financing in this entity, as if you do it in another:

La caixa mortgage

In general, the mortgages of this financial entity offer financing of up to 80% of the value of the property. However, with some of its specific products it is possible to obtain up to 100% of the value of the property to be mortgaged.

In addition, all those who are considering the option of taking out a mortgage can calculate their monthly payment and the associated costs thanks to the Mortgage Simulator on the Banco Santander website. If they decide on one of the bank’s products, users can also take out their mortgage 100% digitally through the website.

In addition to these mortgage products, Banco Santander offers mortgages for other purposes such as carrying out reforms, paying for studies, paying taxes or acquiring commercial premises.